# Account tracking ## What is account tracking? If you want a better view of your finances (and more peace of mind) you can track accounts like bank accounts and credit cards in Luna. {% hint style="info" %} Account tracking is manual so we do not automatically pull transactions or balances (for now) {% endhint %}

## Bank accounts vs Credit Cards Bank accounts function as you would expect, as you spend money the balance goes down. Credit cards are a bit different because as you spend money, the balances goes up! Once you pay off your credit card, the balance goes back to $0 (or however much you paid).

## How to pay off credit card To pay off credit cards, you need to make a transfer (from a bank account to the credit card account). To make a transfer, create a new transaction and select "Transfer" as the type If you don't want to make a transfer, you can also do a manual adjustment and make the note that you made a credit card payment. More on adjustments below! ## What are adjustments Adjustments let you manually change the account balance in cases where the balance in Luna doesn't match the balance in real life. This is useful if: 1. There is a transaction you can't find (or you don't want to go back and track it) 2. It's been a while since you used Luna and you don't want to go back and enter all those transactions Click "Add adjustment" at the top right of the account and we'll ask you for the new balance. Once you enter that, we'll make an adjustment and you'll see it on the account.

{% hint style="info" %} Adjustments are NOT a bad thing. You are not doing anything wrong if you are using this feature often :fingers\_crossed: {% endhint %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://guide.lunabudgeting.com/features/account-tracking.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.