> For the complete documentation index, see [llms.txt](https://guide.lunabudgeting.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.lunabudgeting.com/tips-and-tricks.md).

# Tips & Tricks

- [Should I use savings categories?](https://guide.lunabudgeting.com/tips-and-tricks/should-i-use-savings-categories.md): Some people don't need it!
- [Using Luna just as an expense tracker (no budgeting)](https://guide.lunabudgeting.com/tips-and-tricks/using-luna-just-as-an-expense-tracker-no-budgeting.md): You can actually turn budgeting off!